House Purchase Saving Tips

We all look forward to buying our first home. The costs associated with these can be quite high.

In this blog, we discuss some ways to save for a deposit and the house purchase costs.

We have also provided a link to a useful tool.

Enjoy!

Adjustments – Life

A Budget or Spending Plan should always make space for adjustments. Life happens and this needs to be accounted for. Depending on what stage of the financial lifecycle you are in, life can throw a spanner into the works at any time; an unexpected purchase – new electronic product because the old gave up ORContinue reading “Adjustments – Life”

Spending Plans

Some call it Budgets and others call it Spending Plans. I prefer to call these Spending Plans. Have a clue what is coming in, plan for what will go out, know what needs keeping and make room for life. – Praus Life Finance A Spending Plan (or Budget as some call it) is key toContinue reading “Spending Plans”

New Build Home Prices – Top Tips

The Help To Buy Equity scheme has provided a massive benefit to most first time buyers who would not have normally been able to purchase a home. The Government gives you 20% of the value of the home as a loan with no interest payable for the first 5 years. Although this is a greatContinue reading “New Build Home Prices – Top Tips”

Virtual Viewings – Types / Tips

The current COVID-19 crisis in the world and UK as resulted in drastic changes to most of our old – normal way of life. The property market was not immune to this. A wise man once said, to every cloud there is a silver lining – pardon the cliché :-). We have all witnessed theContinue reading “Virtual Viewings – Types / Tips”

How I Invest in the Stock Market Series B – Dollar Cost Averaging

Dear Daughter, I recently received some questions on the term Dollar Cost Averaging (DCA) -what it really means & why DCA when investing. Taken the opportunity explaining this as much as I can in this post. I hope you find it useful. For the purposes of this post, please change the currency to your localContinue reading “How I Invest in the Stock Market Series B – Dollar Cost Averaging”

HTB ISA vs LISA

For anyone who is not aware the 2019/2020 Financial Year ends on Sunday, 05 April, 2020 at 11:59pm. The world is experiencing an epidemic at the moment and half of humans are under Lockdown; we are stuck at home. Here in the UK we are only allowed to go out for essential reasons only. WhilstContinue reading “HTB ISA vs LISA”