Spending Plans

Some call it Budgets and others call it Spending Plans. I prefer to call these Spending Plans. Have a clue what is coming in, plan for what will go out, know what needs keeping and make room for life. – Praus Life Finance A Spending Plan (or Budget as some call it) is key toContinue reading “Spending Plans”

How I Invest in the Stock Market – Part 4

Charitable & Payroll Giving The above are great ways to give to your favourite charities or a cause you support. I am a Christian and decide to give 10% of my gross earnings (pls do not try and get me into an argument about gross or net giving. I will not engage. Do what yourContinue reading “How I Invest in the Stock Market – Part 4”

How I Invest in the Stock Market Series A – Part 2

ISA The ISA is post-tax savings account. This means contributions into the account are made by the individual through after-tax earnings. Any withdrawals from the account are made tax free. Current allowance for the 2019/2020 financial year is £20k p.a. the £20k p.a. is total sum over all ISA products including stocks and shares ISAs,Continue reading “How I Invest in the Stock Market Series A – Part 2”