Your budget would surely be one of the major determining factors in where and what type of property you finally buy.
I cover all things saving for and deciding on the amount of money to spend on your property on the ‘Saving for A Deposit’ Page and some other information on my reviews of ‘UK Estate Agencies’ Page.
Here, I share some of these factors that have determined where I buy and the type of properties to look for.
Know what you need and how to get it; inner city or outer Hebrides? New build, resale or an old heritage building?PL First Time Buyer’s Agent
Where and What to Buy Series:
- Where to Buy – City vs Outer City vs Out of Town
- Older / Existing Homes
- New Build Homes Series
- New Build Home Prices – Things to Consider
- Comparison of Developers House Prices
- New Build Resales
As a Christian, I am now at a place where I must confess with all my house search journey, I don’t think I have trusted God enough but rather looked at the finances he has enabled me to save to determine the houses I look at.
Yes, it is not good to be in debt and I have always listened hard to Dave Ramsey to ensure I put more than 25% down and not spend more than 25% of my take-home (net) salary on a mortgage. Although that makes reasonable sense, it has has no definite biblical basis; what it did was preclude me from the houses that I really liked.
Now I stand on a number of scriptures that gear and propel me towards the house I really like. God will do it.
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